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Buying a home is part of the American dream. It is a significant, long-term investment representing the foundation of our lives, providing financial and emotional security. It is also the largest single transaction most people ever make. That's why it's so important to choose a home and a mortgage that are well suited to your needs.


But you don't have to do it alone. Your Prudential Locations agent will be there to guide you. Because now that you've decided to buy your first home, we want your story to have a happy ending.


Take a step closer to home ownership with our First Time Homebuyer's Guide. Download the entire guide, or choose a specific section below.

Heading Home (download PDF)

Learn why you should buy a home instead of renting, and find out where to begin.

The Basics (download PDF)

We'll help you understand what a mortgage is and how much you may qualify for. We'll also discuss your credit status and review the financial process.

Making Choices (download PDF)

Since there are many financing options, we'll explain some of the kinds of mortgages that are available, and discuss locking or floating.

The Process (download PDF)

We'll discuss the pre-approval process, the loan approval and what happens next.

Additional Resources (download PDF)

Here you'll find several handy checklists and worksheets to help you find your dream home.

Glossary (download PDF)

Don't know your ARM from an APR? Refer to this comprehensive glossary.

 
 

 
 
 
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